The Pradhan Mantri Jan Arogya Yojana (PMJAY) famously known as Ayushman Bharat Yojana Scheme is the leader conspires by the Government of India. It is basically a medical coverage plan to oblige poor people, lower segment of the general public and the weak populace. The plan offers monetary insurance in the event of hospitalization because of health related crises.

The administration health care coverage plot covers the majority of the clinical treatment costs, drugs, diagnostics and pre-hospitalization costs. Moreover, the plan offers credit only hospitalization administrations through the Ayushman Bharat Yojana e-card which you can use to get medical care administrations at any of the empanelled emergency clinics the nation over. Recipients of the plan can profit hospitalization for essential treatment by demonstrating their PMJAY e-card.

What is Covered Under Ayushman Bharat Yojana Scheme? 

With the expectation to give open medical care to poor people and penniless, the Ayushman Bharat Yojana Scheme offers inclusion of up to Rs.5 lakh per family every year for auxiliary and tertiary hospitalization care. 

The medical coverage under AB-PMJAY incorporates hospitalization expenses of recipients and incorporates the beneath segments: 

  • Clinical assessment, conference and treatment. 

  • Pre-hospitalization. 

  • Non-concentrated and serious consideration administrations. 

  • Medication and clinical consumables. 

  • Demonstrative and research facility administrations. 

  • Convenience. 

  • Clinical embed administrations, at every possible opportunity. 

  • Food administrations. 

  • Entanglement emerging during treatment. 

  • Post-hospitalization costs for as long as 15 days. 

  • Coronavirus treatment. 

What isn't Covered Under Ayushman Bharat Yojana Scheme? 

Like different kinds of medical coverage arrangements, the Ayushman Bharat Yojana Scheme has a few avoidances. Beneath segments are not secured under the plan: 

  • Out-Patient Department (OPD) costs. 

  • Medication recovery. 

  • Restorative medical procedures. 

  • medicines. 

  • Singular diagnostics. 

  • Organ relocate. 

Highlights of Ayushman Bharat Yojana Scheme: 

The following are a portion of the key highlights of the PMJAY plot: 

  • It is one of the world's biggest medical coverage plans financed by the legislature of India. 

  • Inclusion of Rs.5 lakh per family per annum for optional and tertiary consideration across open and private emergency clinics. 

  • Roughly 50 crore recipients (more than 10 crore poor and weak entitled families) are qualified for the plan. 

  • Credit only hospitalization. 

  • Conceals to 3 days of pre-hospitalization costs, for example, prescriptions and diagnostics. 

  • Conceals to 15 days of post-hospitalization costs which incorporate prescriptions and diagnostics. 

  • No limitation on the family size, sexual orientation or age. 

  • Can profit benefits the nation over at any of the empanelled public and private medical clinics. 

  • All previous conditions secured from the very beginning. 

  • The plan incorporates 1,393 clinical methodology. 

  • Incorporates costs for symptomatic administrations, drugs, room charges, doctor's expenses, specialist charges, supplies, ICU and OT charges. 

  • Public clinics are repaid at standard with private clinics. 

Advantages of Ayushman Bharat Yojana Scheme: 

The plan is focused at the powerless and oppressed segments of the general public. To take into account them, beneath are the advantages of the PMJAY: 

  • It covers all hospitalization costs with credit only exchanges to recipients. 

  • Convenience during hospitalization. 

  • Pre and post-hospitalization costs. 

  • Any inconveniences emerging during the treatment. 

  • Can be utilized by all relatives. 

  • No cap on family size, age or sexual orientation. 

  • Previous conditions are incorporated from the very beginning. 

Rundown of Critical Diseases or Illnesses Covered Under Ayushman Bharat Yojana Scheme: 

The clinical consideration conspire broadened inclusion for in excess of 1300 clinical bundles at empaneled public and private medical clinics in the nation. The following are a portion of the basic ailments secured under the Ayushman Bharat Yojana: 

  • Prostate malignant growth. 

  • Two fold valve substitution. 

  • Coronary vein sidestep unite. 

  • Coronavirus. 

  • Pneumonic valve substitution. 

  • Skull base medical procedure. 

  • Front spine obsession. 

  • Laryngopharyngectomy with gastric draw up 

  • Tissue expander for distortion following consumes. 

  • Carotid angioplasty with stent. 

Ayushman Bharat Yojana Scheme Eligibility Criteria for Rural and Urban Population: 

The plan has been dispatched to cover the base 40% of poor and financially more fragile areas of the nation. This depended on the hardship and word related rules of the Socio-Economic Caste Census 2011 for country and metropolitan zones. The Ayushman Bharat Yojana Eligibility is planned with pre-conditions so just the oppressed individuals of the general public profit by the activity. 

PMJAY Rural: 

The Socio-Economic Caste Census 2011 (SECC 2011) includes the positioning of families dependent on their financial status. The country family units are positioned dependent on their status of seven hardship rules. Of these, the plan covers all recipients who fall under at any rate one of under six hardship classifications and consequently incorporates penniless, manual forager families, living through aid, crude ancestral gathering, reinforced workers: 

  • Families with just one live with Kucha dividers and rooftop. 

  • No grown-up part in the age bunch somewhere in the range of 16 and 59 years. 

  • No grown-up male part in the age bunch somewhere in the range of 16 and 59 years. 

  • Debilitated part and no-abled bodied part in the family unit. 

  • SC and ST 

Landless families and significant wellsprings of salary are through manual easy going work. 

PMJAY Urban: 

Under the plan, metropolitan family units are sorted dependent on occupation. The following are 11 word related classes of laborers who are qualified for the Ayushman Bharat Yojana Scheme: 

  • Home grown  laborers 

  • Rag picker 

  • Shoemaker/Street Vendor/Hawker/Other specialist organizations in the city. 

  • Handyman/Construction Worker/Mason/Painter/Labor/Welder/Security Guard/Coolie 

  • Sweeper/Mali/Sanitation Worker 

  • Craftsman/Handicrafts Worker/Tailor/Home-based Worker 

  • Driver/Transport Worker/Conductor/Cart or Rickshaw Pullers/Helper to Drivers or Conductors 

  • Shop Workers/Peon in Small Establishment/Assistant/Helper/Attendant/Delivery Assistant/Waiter 

  • Technician/Electrician/Repair Worker/Assembler 

  • Chowkidar/Washer-man 

Who Is Not Entitled To Avail The Ayushman Bharat Yojana Scheme? 

The following is the rundown of individuals who are not qualified for benefit medical care administrations under the plan: 

  • The individuals who have automated cultivating gear. 

  • Who possesses a two, three or four-wheeler. 

  • The individuals who hold a Kisan card. 

  • Government representatives. 

  • The individuals who own a mechanized fishing pontoon. 

  • The individuals who are procuring more than Rs.10,000 every month. 

  • The individuals who are working in government-run non-agrarian undertakings. 

  • The individuals who own in excess of 5 sections of land of horticultural land. 

  • The individuals who own landline telephones or coolers. 

  • The individuals who live in nicely fabricated houses. 

PMJAY Enrollment Process: 

The plan is a qualification based activity dispatched by the legislature of India for poor people and the admired areas of the general public. Thus there is no enrolment cycle. Recipients are chosen dependent on the SECC 2011 and who are essential for the RSBY plan. On the off chance that you might want to know whether you are qualified for the plan, follow these means: 

Stage 1: Visit the administration site selective for PMJAY plot (https://pmjay.gov.in/) and click on "Am I Eligible" symbol. 

Stage 2: Enter your contact subtleties and create OTP. 

Stage 3: Choose your state. 

Stage 4: Now, search either by your name, portable number, HHD number or your apportion card number. 

Stage 5: The outcome will inform you as to whether you are qualified for the PMJAY conspire. 

Additionally, you can contact the Ayushman Bharat Yojana client care at 1800-111-565 or 14555 or you can connect with any of the Empanelled Health Care Providers (EHCP). 

Records Required to Apply For Ayushman Bharat Yojana Scheme: 

The following is the rundown of records needed to apply for PMJAY plot: 

  • Personal identity and Age Proof (Aadhaar Card/PAN Card) 

  • Subtleties of your portable number, email address and private location. 

  • Standing endorsement 

  • Salary endorsement 

  • Archives expressing your present family status. 

How To Apply Online For Ayushman Bharat Yojana? 

The plan was dispatched by the administration of India to oblige the medical services needs of the weak segments of the populace. With regards to the fundamental prerequisites of the plan, it doesn't have an enrolment cycle. To apply online for Ayushman Bharat Yojana Scheme, you have to see whether you are a recipient of the plan. The following is the cycle to discover you are qualified for the Ayushman Bharat Yojana Registration: 

Stage 1: Visit the elite site for PMJAY (https://pmjay.gov.in/) and click on the "Am I Eligible" symbol. 

Stage 2: Input your contact subtleties and snap on "Create OTP". 

Stage 3: Now, select your state and search by your name, versatile number, HHD number or your apportion card number. 

Stage 4: You can see in the event that you are qualified for the administration medical services conspire. 

Health card for migrant workers

An enormous number of laborers that were subject to day by day compensation for work lost their positions because of the Coronavirus pandemic. Getting hit by a health related crisis in this circumstance is surprisingly more terrible. To moderate the sufferings, such laborers will be incorporated as recipients under the Central Government's lead medical coverage conspire – Ayushman Bharat Pradhan Mantri Jan Arogya Yojana. The National Health Authority (NHA) is liable for distinguishing and selecting the recipients of AB-PMJAY conspire. The organization is effectively planning with different state governments to discover traveler laborers and get them selected under this plan. The AB-PMJAY program gives inclusion to diagnostics, hospitalizations, patient's food, post-hospitalization charges, and so on for different wellbeing related possibilities including COVID-19. The entirety protected of this medical coverage plan is Rs. 5 Lakh for every qualified family every year. Since this is a card-based medical coverage program, the traveller laborers might not need to stress over broad documentation or complex case systems.

How To Download Ayushman Bharat Yojana Card Online? 

To guarantee credit only, paperless and versatile exchanges through the PNJAY conspire, the Ayushman Bharat Yojana Golden Card will be given to recipients. The PMJAY e-card contains all necessary data of the patient. It is obligatory to introduce this card at the hour of benefiting the treatment at the empanelled clinic. 

To get this PMJAY Golden Card, follow the cycle underneath: 

Stage 1: Visit the PMJAY site (https://mera.pmjay.gov.in/search/login) and sign in with your enlisted versatile number. 

Stage 2: Enter the 'Manual human test Code' to create the OTP. 

Stage 3: Opt for the HHD code. 

Stage 4: Provide the HHD code to the Common Service Center (CSC), where they would check the HHD code and different subtleties. 

Stage 5: The CSC agents who are known as Ayushman Mitra will finish the remainder of the cycle. 

Stage 6: You should pay Rs.30 to get the Ayushman Bharat card.


  1. What administrations are offered under the Ayushman Bharat Scheme? 

Under the plan, clinical consideration administrations, for example, pre and post hospitalization, childcare medical procedures, infant kid administrations, and so on.

  1. Will an ID card be given to recipients of the Ayushman Bharat plot (PMJAY)? 

A devoted ID card will be given to qualified family and a PMJAY ecard will be given at the hour of hospitalization. 

  1. How would I discover my HH ID number? 

The HH ID or Household ID number is given to families who are recognized under the SECC and contains 24 digits. 

  1. What is the cycle to get an Ayushman card? 

The activity was dispatched by the administration of India which is fundamentally a qualification based mission. Families distinguished by the administration through the hardship and word related qualification measures dependent on the financial status in both metropolitan and country zones are recognized as recipients of the plan. 

  1. Would i be able to profit treatment for Covid through the Ayushman Bharat Yojana plot? 

You can profit free treatment for the novel Covid or COVID-19 at an empanelled public or private clinics under this plan by presenting the Ayushman Bharat card and HHD number. 

  1. Does the Ayushman Bharat plot spread Covid test costs? 

Under the plan, you can profit both treatment and test for Covid. 

  1. Does PMJAY spread previous infections? 

Truly, the plan covers prior maladies. 

  1. What isn't secured under the PMJAY plot? 

Medical care administrations, for example, corrective medical procedures, drug restoration, richness therapy and organ relocate are rejected from the Ayushman Bharat Yojana plot. 

  1. Who should the recipients contact at the hour of hospitalization? 

Recipients should contact Ayushman Mitra at the empanelled clinic to benefit credit only treatment at the medical clinic. 

  1. Will recipients of the plan need to pay to get the medical care inclusion under the plan? 

Everything recipients can benefit free treatment for tertiary and auxiliary medical clinic therapy for bundles distinguished under the plan at empanelled public and private medical clinics. 

  1. What is the passing advantage for Ayushman card holders? 

There is no demise advantage to the recipient of Ayushman vehicle holders. 

  1. Is Orthopaedics secured under Ayushman Bharat plot? 

Under the plan, clinical methods including Orthopaedics are accessible for treatment. 

  1. In what capacity can Kashmir travellers get an Ayushman card? 

Recipients of the PMJAY depends on qualification families according to SECC/RSBY information. Those families who have HHID, which is given under the SECC are qualified for the plan. 

  1. Is Ayushman Bharat Yojana relevant for ranchers? 

The essential goal of the plan is to give open and free medical services to poor people and weak areas of the general public. For itemized data about the qualification standards can allude to the previously mentioned subtleties in the article. 

  1. How to change portable number in PMJAY? 

Contact your State Health Agency (SHA) to change your portable number in the plan. 

  1. Does Ayushman protection spread individuals over the age of 80? 

Under the plan, there is no cap on the family size and age. 

  1. How to refresh information in PMJAY? 

On the off chance that you are a recipient of the plan, at that point to refresh your information you have to visit the Common Service Center (CSC) or you can call the Ayushman Bharat helpline number 14555 or 1800-111-565.

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