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What Is CM’s Health insurance scheme (CMCHIS)?

The Amma health insurance scheme is meant for underclass families that have low annual financial gain. With the “Amma Maruthuva Kapitu Thittam”, they do not have to be compelled to bear a money struggle at the time of a medical emergency. 

This Tamil Nadu CM Insurance scheme offers coverage to the whole family with the assistance of cashless facilities.

What Is covered under CMCHIS (Amma Health Insurance)?

Amma health insurance plan offers assistance once a medical emergency strikes. With this insurance plan, a beneficiary will avail the subsequent coverage:

1. Hospitalization:

The cost of availing of treatment at the empanelled hospital is covered. However, the treatment ought to be laid out in the list of allowed medical procedures under Amma health insurance.

2. Diagnostic Procedures:

The cost of hospitalization takes up an outsized chunk of cash throughout a medical emergency. However, a substantial quantity of cash is additionally needed for diagnostic tests. These procedures are covered under the plan.

3. Follow-up Treatments:

Usually, follow-up isn't covered under a health insurance plan. However, this coverage is obtainable under Amma Kapitu Thittam. This reduces the money burden of medical treatments even more.

Features Of Chief Minister Comprehensive insurance Scheme:

This is a helpful insurance plan with the subsequent features:

1. Family-floater Plan:

Amma health insurance could be a family-floater variety of insurance plan. All the registered members of the eligible family will avail of insurance advantages under this plan. One doesn't have to be worried regarding future medical emergencies once covered under the Tamil Nadu CM Insurance scheme.

2. Cashless Claims:

The beneficiaries of this insurance plan don't have to be compelled to pay cash whereas availing treatment at an empanelled hospital. This can be an enormous profit for the beneficiary as he/she doesn't have to be compelled to place confidence in transcription cash for treatment. They'll focus their attention on the well-being of the patient.

3. Frequent Health Camps:

Empanelled hospitals are schooled to a number of health camps a minimum of once a month. The beneficiary will get free check-ups and follow-up treatments oftentimes.

4. Coverage for Sri Lankan refugees:

There is no cap on the financial gain of a Sri Lankan exile to enter under Amma health insurance. He/she will so avail seamless aid at the required centre.

5. 24×7 Assistance:

An active centre has been come upon to answer numerous queries concerning Amma health insurance. If someone faces any downside associated with the insurance being offered, they'll simply get an answer.

Benefits Of Amma health insurance (CM’s insurance Scheme):

The following advantages are availed by enrolling under CMCHIS:

1. Coverage For Medical Emergencies:

Some families aren't financially equipped to handle a medical emergency thanks to the increasing prices of aid treatments in Bharat. The Amma health insurance plan could be a step towards eliminating this hurdle and giving access to high-end medical treatments.

2. An enormous number Of Network Hospitals:

A large number of hospitals are empanelled to convey service under Amma health insurance. This can be helpful for individuals as a result of they'll reach a medical facility quicker. Thus, making certain treatment at the correct time in an emergency state of affairs.

3. Multiple Treatments are Covered:

Numerous treatments are offered under Amma health insurance. This reduces the possibilities of beneficiaries paying cash from their pocket. They'll avail of any treatment that is covered under the policy freed from price.

4. High total Insured:

CMCHIS provides high coverage of 5 Lakhs rupees to every family for each policy year. This quantity of total insured looks comfortable to avail most of the minor health treatments.

5. Additional Coverages:

A typical insurance policy doesn't invariably offer coverage for follow-up treatments or diagnostic procedures. However, these are covered under Amma health insurance. Thus, one doesn't have to be compelled to pay extra cash on finishing up follow-up treatments or diagnostic procedures.

Diseases and Treatments cover under CM’s insurance Scheme:

A large number of treatments are covered for numerous diseases under this insurance plan. Here is that the list of medical procedures that are covered under the plan.

Bariatric surgery

Obstetric surgery


Radiation oncology





Cardiothoracic surgeries


Ophthalmology surgeries



Infectious diseases

Orthopaedic trauma



Interventional radiology

Paediatric surgeries

Surgical oncology

Endocrinology (follow up procedure)

Medical oncology

Paediatrics plastic surgery

Thoracic drugs




Vascular surgeries

Genitourinary surgery






List of Treatments or Medical Specialities under CMCHIS plan

Eligibility Criteria For CM’s Health Insurance:

The Chief Minister’s Comprehensive insurance scheme is made for underclass families that will not receive the desired health care facilities that someone needs. 

Someone willing to enter under this plan ought to strictly fulfil the eligibility criteria. Here are the conditions:

  • The family ought to be residents of Tamil Nadu.

  • Annual financial gain ought to be below Rs.72, 000/- each year.

  • The member ought to be mentioned within the ration card of the family.

  • The soul could also be a Srilankan exile with proof of citizenship.

  • Migrants from different Indian states WHO carry migration certificates from the acceptable authority (they ought to reside in Tamil Nadu for a minimum of six months).

  • Orphans/Rescued lady kids from any registered/unregistered organization.

How To enrol In Chief Minister’s Comprehensive Insurance Scheme?

The enrollment method for CMCHIS isn't difficult. It is done speedily if the soul has all the desired documents in place. The documents are simple to fetch. Here are the steps for enrollment:

  1. Acquire financial gain certificate from the Village body Officer/Revenue authorities.

  2. Carry all the desired documents to the enrollment centre.

  3. Get the documents verified by the booth operator.

  4. Next, your biometric details like fingerprints, photograph, eye scan, etc. are going to be captured.

  5. After verification and biometric scanning, your e-card is going to be issued.

Documents needed to use To CM’s Health Insurance:

Mainly the subsequent things are needed to use for the CM’s insurance policy:

  1. financial gain Certificate/Income Certificate

  2. Ration card (a copy and original both)

  3. Self-declaration from the senior member of the family

One ought to additionally carry the subsequent documents at the time of enrollment

  • Proof of identity          

  • Address proof

  • Aadhar card

  • Pan card

How To Link an Aadhaar Card With A URN?

Sometimes it should happen that the Aadhar card of the beneficiary wasn't connected to the provided URN at the time of enrollment.This will not be a significant explanation for concerns that joining can simply link their Aadhar card with the URN number of CMCHIS. Here are the steps.

  1. Visit CMCHIS official website

  2. Click on Beneficiary

  3. Click on LINK AADHAAR to URN

  4. You will be redirected to the current page.

  5. Enter the URN number within the box

  6. Click the checkbox to pick the choice for linking your Aadhar card to URN

  7. Click on enrol now

  8. Choose the member from the list of beneficiaries

  9. Enter the mobile number that's connected to the Aadhar card of that member

  10. Enter Aadhar number

  11. Click Submit

  12. Enter the received OTP

After successful registration, you'll see a message that claims “Your Aadhar number registered with success.” If your Aadhar number was already connected, you'll see this message – “Already Registered.”

Amma Kapitu Thittam Card Download:

The smart card is issued at the time of enrollment. Just in case a beneficiary loses their card, they'll simply download the Maruthuva Kapitu Thittam Card online. 

Here are the steps for Tamil NaduGovernment Maruthuva Kapitu Thittam Card Download:

  1. Visit this page to finish the Chief Minister insurance Smart Card Download

  2. Enter the beneficiary’s details with URN or card number

  3. Click on ‘Generate e-card’

Your e-card is ready. To finish the Tamil Nadu government insurance card download method, you wish to save lots of the generated e-card. You'll use the Maruthuva Kapitu Thittam ID card downloaded in case of a medical emergency.

How To Download CM insurance Application Form?

One doesn't apply one by one with the assistance of a CM insurance form PDF.  eligible people ought to merely visit the enrollment centre with the desired documents. The beneficiary will use the smart card throughout a medical emergency when the enrollment method is complete.

Period cover & most Limit:

The policy amount of the Amma health insurance scheme is one year when the client must get the policy revived.

The maximum limit of this policy is 5 lakhs rupees. This quantity is utilized by all registered members to avail treatment for ailments/diseases listed under the policy.

How To Search CMCHIS Member ID?

The beneficiary of CMCHIS must have a minimum of either the URN number or card number to go looking at the member ID. Here are the steps to go looking member ID:

  1. Visit the CMCHIS web site. It's the official web site of Amma health insurance.

  2. Click on the beneficiary.

  3. You'll see a listing that contains links for Member search/ e-card and Member ID.

  4. Click on the required possibility.

  5. You'll see a page that asks for relevant info concerning URN number and different details.

  6. Fill the form and click on ‘Search.’

  7. The results for the corresponding member ID are going to be displayed.

Beneficiary’s Minimum Electronic Medical Records:

To access the minimum electronic medical records of the beneficiary use the subsequent steps:

  1. Visit the Claims section on CMCHIS website

  2. Click on Beneficiary

  3. Click on Minimal Health Record

You will be redirected to the current page. Here you'll see a form for accessing the medical records. Fill the subsequent fields within the box provided on the correct facet of the screen:

                  Fields                                                           Explanation

Enter your smart card URN number /Please enter your distinctive ID number

URN number is written on the smart card. it's additionally on the e-card

Enter your Mobile number /Please enter your mobile number

Use the mobile number that was used for enrolling under the Amma health insurance scheme.

Enter Captcha Image

You can see a picture on the right facet of your screen. This image contains a mixture of letters and numbers. If the Captcha image isn't clear, you'll click the refresh button and a replacement image can seem. Enter the letters and numbers within the box.

Enter your OTP number

You'll receive a One Time Password on your registered mobile number. Enter that within the box.

Now you'll see the medical records.

How To Claim CMCHIS?

A wide number of hospitals are empanelled to serve under the Amma health insurance scheme. the character of a claim can largely be cashless. It means the beneficiary may not pay the hospital bill from their pocket.

During a medical emergency, the beneficiary ought to turn out the Maruthuva Kapitu Thittam Card or the smart card to the hospital. A beneficiary receives this card at the time of enrollment under the Amma health insurance. 

The hospital authorities can send the connected info to the Third Party Administrator (TPA) or insurer.

The CMCHIS claim quantities are going to be settled directly between the hospital and therefore the insurer. Usually, no further intervention from the beneficiary is needed.

CMCHIS Package List:

An array of procedures is roofed under the Amma health insurance plan. you'll access the whole list by visiting this page.

Chief Minister Comprehensive insurance scheme Hospital List:

In order to produce fast and seamless aid facilities, the Amma health insurance plan contains a giant network of empanelled hospitals. The hospital list is offered at computer

CMCHIS Toll-free Number And Address:

Chief Minister’s Comprehensive insurance scheme may be a state-government project that strives to stay approachable to all told senses. To confirm transparency and least hassle, varied contact details are created obtainable to the final public. 

Here may be a list of contacts that may assist you to resolve queries.

Toll-Free Number: 1800-425-3993

In case you're having an issue moving into bit with a call centre operative you'll be able to use the subsequent contact numbers

  • 7373004267

  • 7373004924

  • 7373002566

For queries or grievances use the subsequent addresses:





The Project Director

Tamil Nadu Health Systems Project (TNHSP)

3rd Floor, DMS Annex New Building

259 Anna Salai, Teynampet

Chennai – 600 006, Tamil Nadu.

CMCHIS Project workplace

Chief Minister’s Comprehensive insurance scheme

No.226, Om Sakthi Towers,

Kilpauk Garden Road, Kilpauk,

Chennai-600010, Tamil Nadu

Contact info of Chief Medical Officers:


Medical Officer

Contact Number

Email Address

Ariyalur, Coimbatore, Erode, Krishnagiri, Nagapattinam, Perambalur, Salem, The Nilgiris, Tiruppur, Tiruvarur, Vellore, Villupuram

Dr.Prem Sagar

7373004648 / 9840197538 

Chennai, Dindigul, Kancheepuram, Karur, Namakkal, Sivagangai, Theni, Tiruchirapalli, Tiruvallur, Virudhunagar

Dr.Eyeshwarya raj


Cuddalore, Dharmapuri, Kanyakumari, Madurai, Pudukottai, Ramanathapuram, Thanjavur, Tirunelveli, Tiruvannamalai, Tuticorin

Dr.Sree Ganesh

7373004372 / 9840329081 

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