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Health Care of Maharashtra


Mahatma Jyotiba Phule Jan Arogya Yojana 

The State Government of Maharashtra dispatched it's lead medical coverage to conspire, Rajiv Gandhi Jeevandayee Arogya Yojana (RGJAY) on second July 2012 out of 8 locales of Maharashtra (Phase 1) and later on acquainted it with staying 28 areas of Maharashtra (Phase 2). The plan is renamed Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) from first April 2017.t

Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY): Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PMJAY) was dispatched by the Government of India from 23rd September 2018. Stomach muscle PMJAY was dispatched in Maharashtra in coordination with Mahatma Jyotiba Phule Jan Arogya Yojna and was executed on blended Insurance and Assurance Mode. 

The Integrated Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) and Ayushman Bharat-Pradhan Matri Jan Arogya Yojana (AB-PMJAY) was dispatched in the state on first April 2020. Joined India Insurance Company Limited (Public segment Undertaking Company) is giving health care coverage inclusion to recipients under the protection mode and State Health Assurance Society giving inclusion on confirmation mode.

State Health Assurance Society is paying protection expense of ₹ 797/ - per family every year to the Insurance Company in quarterly portion in the interest of qualified recipient families. 

Mahatma Jyotiba Phule Jan Arogya Yojana is completely financed by the Government of Maharashtra. Pradhan Matri Jan Arogya Yojana is together subsidized by the Government of India and the Government of Maharashtra in the proportion of 60:40. 

Back up plan - Scheme was controlled by guarantor National Insurance Company a Public Sector Undertaking Company from 02.07.12 to 31.03.20. From 01.04.20 Integrated Mahatma Jyotiba Phule Jan Arogya Yojana (MJPJAY) and Ayushman Bharat-Pradhan Matri Jan Arogya Yojana (AB-PMJAY) is controlled by guarantor United India Insurance Company a Public Sector Undertaking Company.


  1. Beneficiaries under Mahatma Jyotiba Phule Jan Arogya Yojana:

Classification A-Families holding Yellow apportion card, Antyodaya Anna Yojana proportion card (AAY), Annapurna apportion card, Orange proportion card (yearly salary up to INR 1 lakh) gave by Civil Supplies Department, Government of Maharashtra for 36 locales of Maharashtra. 

Classification  B White apportion cardholder rancher families from 14 agronomically troubled regions of Maharashtra (Aurangabad, Jalna, Beed, Parbhani, Hingoli, Latur, Nanded, Osmanabad, Amravati, Akola, Buldhana, Washim, Yavatmal, and Wardha). 

Class C Offspring of Government Orphanages, Students of Government Ashram Shala, female prisoners of Government Mahila Ashram, and senior residents of Government mature age homes. 

2. Writers and their needy relatives endorsed by DGIPR 

3. Development laborers and their families having live enlistment with Maharashtra Building and other Construction specialists Welfare Board.

2) Beneficiaries under Pradhan Mantri Jan Arogya Yojana: The households included are based on the automatic inclusion, deprivation, and occupational criteria of Socio-Economic Caste Census 2011 (SECC 2011) for rural and urban areas respectively.

There are 83.72 lakh families in the state. This data is frozen hence additional families cannot be added. However new members in existing families can be added.

Urban For Urban zone, 11 word related models are distinguished as Rag pickers, Beggars, Domestic specialists, Street merchants, Cobbler, peddlers, Construction laborers, Plumbers, Masons, Painters, Welders, Sweepers Sanitation workers, Mali, Home-based laborers, Artisans, Handicrafts laborers, Tailors, Transport laborers, Drivers, Conductors, Helpers, Rickshaw pullers, Shop laborers, Assistants, Peons, Attendants, Waiters, Electricians, Mechanics, Assemblers, Repair laborers, Washer-men, Chowkidar. 

Rural Criteria for country territory are from D1 to D7 which incorporate families with just one stay with kaccha divider and kaccha rooftop, No grown-up part between age 16 to 59, Female-headed family unit s with no grown-up individuals between age 16 to 59, Disabled part and no healthy grown-up part, SC/ST family units, Landless families inferring significant piece of pay from manual easygoing work.

Consequently Included class incorporates Households without cover, Destitute-living on offerings, Manual Scavenger Families, Primitive Tribal Groups, and Legally delivered Bonded Labor


 Beneficiaries under Mahatma Jyotiba Phule Jan Arogya Yojana :

Class A All qualified families will be related to legitimate Yellow, Orange, Antyodaya, and Annapurna proportion cards (regardless of the date of issue of Ration Card or the consideration of the recipient's name in that) combined with any Photo ID verification (as concluded by the Society). 

Class B Eligibility for ranchers from 14 agronomically bothered regions of Maharashtra will be chosen dependent on white proportion card with 7/12 concentrate bearing the name of the recipient/top of the family or authentication from the closest Revenue Officer expressing that the recipient is a rancher or a relative of a rancher with legitimate personal ID confirmation of the recipient. 

Class C Eligibility of recipients will be chosen the premise of any character card/wellbeing card or some other distinguishing proof component as chosen by the State Health Assurance Society (SHAS).


Under PMJAY people from families enrolled under Social, Economic, and Caste Census, 2011 (SECC) are equipped for getting benefits in completely empaneled facilities by showing motorized e-cards and a photo character card.

A beneficiary of PMJAY from any state having e-card and photo character check can benefit treatment at any empaneled crisis facility of some other state. 

Rundown of substantial Photo Id confirmations to be acknowledged alongside a report of a qualified model.

Mahatma Jyotiba Phule Jan Arogya Yojana: 

1. The plan gives inclusion to meeting all costs identifying with hospitalization of recipient up to ₹ 1,50,000/ - per family per strategy year. For Renal Transplant this cutoff has been upgraded up to ₹ 2,50,000 for each family for every strategy year. 

2. The advantage is accessible to every single individual from the family on floater premise for example the all-out inclusion of ₹ 1.5 lakh or ₹ 2.5 lakh, all things considered, can be profited by one individual or all in all by all individuals from the family in the arrangement year. 

Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY): 

1. Ayushman Bharat PM-JAY gives a wellbeing front of Rs. 5 lakhs for every family per strategy year for auxiliary and tertiary consideration hospitalization in any of empaneled medical clinics the nation over. The advantage is accessible to every single individual from the family on floater premise. 

Advantage Coverage: 

This is a bundle clinical protection plan to cover hospitalization for Medical and Surgical techniques through credit-only therapy in regard to the accompanying 34 distinguished strengths.

MJPJAY recipient gets the advantage of 996 Medical and Surgical systems with 121 subsequent methodologies and PMJAY recipient gets the advantage of 1209 Medical and Surgical strategies (Additional 213 Medical and Surgical techniques) with 183 subsequent strategies.

There are 131 government-held methods out of 996 MJPJAY techniques and an extra 37 government saved systems for PMJAY 1209 strategies.


Specialized Category






Cardiovascular and Thoracic surgery


Critical Care






ENT surgery


General Medicine


General Surgery




Infectious diseases


Interventional Radiology


Medical Gastroenterology




Neonatal and Pediatric Medical Management








Obstetrics and Gynecology






Pediatric Surgery


Pediatric Cancer


Plastic Surgery




Prosthesis and Orthosis




Radiation Oncology




Surgical Gastroenterology


Surgical Oncology


Urology (Genitourinary Surgery)


Mental disorders


Oral and Maxillofacial Surgery

Process flow of the beneficiary treatment in the Network Hospital:

Stage 1- 

Beneficiaries will move toward a close by Empaneled Network Hospital. Arogyamitras put in the above clinics will encourage the recipient. 

The Beneficiary may likewise go to the Health Camps being led by the Network Hospital in the region and can get the referral letter dependent on the analysis. 

Stage 2- 

The Arogya Mitra at the organization medical clinics analyzes legitimate proportion cards and Photo ID and enlists the patient alongside enrollment. 

The data like confirmation notes, tests is done will be caught in the committed information base by the Medical Coordinator of the Network Hospital according to the necessity of the plan. 

Stage 3- 

If the system falls in 996 techniques for MJPJAY recipient and 1209 strategies for PMJAY recipient, e-preauthorization demand is raised by Hospital by joining obligatory records. 

Stage 4- 

Medical Specialists of the Insurer will inspect the preauthorization ask for and endorse preauthorization if all the conditions are fulfilled. 

If preauthorization is dismissed, it alludes to the specialized advisory group comprising of CMO of TPA and CMC of SHAS as the second step. In the event that there is a distinction of assessment between the CMO of TPA and CMC of SHAS, the case alludes to ADHS-SHAS as the third step. The choice of ADHS for endorsement or dismissal of preauthorization is conclusive. 

After preauthorization is endorsed, the method will be performed within 30 days by Private Hospital and inside 60 days by Public Hospital. After that, the preauthorization gets auto-dropped. SHAS will have the right to re-open auto-dropped preauthorizations of Government Hospitals. 

Turn-around an ideal opportunity for choice on preauthorization is 12 hours. If there should arise an occurrence of crises, the clinical/careful preauthorization endorsement must be taken by MCO over the phone – Emergency Telephonic Intimation (ETI) which has a voice recording office. 

Stage 5- 

The Network Hospital broadens credit only Medical or Surgical therapy to the recipient. The Post-usable/every-day therapy notes of the Network Hospitals will be refreshed day by day on the entryway by the clinical facilitator of the Network Hospital. 

Stage 6- 

Network Hospital subsequent to performing Medical or surgery transfers diagnostics reports, Discharge Summary properly marked by the authorities selected by the Hospital, alongside affirmation of installments of transportation cost and different records according to operational rules. 

If the method falls in the class of follow-up strategies, subsequent subtleties will be educated to tolerant at the hour of release by Hospital. It will likewise be the duty of Aarogymitra to teach the patient about subsequent methods (if qualified) and related subtleties. 

Stage 7- 

The Network Hospital will give free subsequent meetings, diagnostics, and meds under the plan as long as 10 days from the date of release. 

Stage 8- 

The Insurer examines the bills considering the operational rules and obligatory examinations pays asserts according to concurred bundle rates and grade of Hospital. The Insurance Company will settle the cases of the emergency clinics online within 15 working days on receipt of the complete case record from the Network Hospital. 

The case settlement module alongside the electronic freedom and installment door will be essential for the work process in State Health Assurance Society (SHAS) entrance and will be worked by the Insurer. 

The reports will be accessible for investigation on the State Health Assurance Society (SHAS) login. 

Wellbeing Camp: 

Free Health Camps will be led by Network clinic in Taluka Head Quarters, significant Gram Panchayats, and Municipalities. At any rate, one free wellbeing camp is directed by each organization clinic every month at the spot recommended by District Monitoring Committee/District Coordinator. 

Medical care Providers: 

1. The empaneled Hospitals under the Scheme incorporate both Government and Private medical clinics. Government Hospitals incorporate Hospitals from Public Health Department, Medical Education and examination division, Hospitals under Municipal Corporation and Municipality. 

2. Most extreme number of Government and Private Hospitals will be 1000. 

3. Government and Private Hospitals, both multi-claim to fame and single strength, can be empaneled according to the prerequisite and headings of Coordination Empanelment and Disciplinary council led by Chief Executive Officer State Health Assurance Society. For multi-forte Private medical clinics, there are rules of least 30 beds with ICU (with specific relaxations), while for a single-strength claim to fame clinics 10 beds and other rules will be pertinent.

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